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How To Save Money on Groceries – 10 Simple Ways

Sep 30, 2023

Grocery shopping is an essential part of our lives, but it can also be a significant expense because of food costs.

With the rising cost of living and food prices, it’s more important than ever to find ways to save money at the grocery store without sacrificing quality or nutrition.

woman picking vegetables - 10 Simple Ways to Save Money on Groceries
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Establishing a food budget is crucial in managing grocery expenses effectively.

In this article, we’ll explore simple ways to save on your grocery budget without compromising on quality or taste and still creating healthier meals.

Table of Contents

Understanding Your Grocery Spending

woman looking inside refrigerator - How To Save Money on Groceries

Calculate Your Burn Rate

To avoid overspending on groceries, it’s crucial to understand your burn rate – the rate at which you use up products.

By calculating how quickly you go through items like milk, bread, or eggs, you can determine how much to stock up on when deals arise.

However, be mindful of expiration dates and only buy what you can use before the product goes bad.

This approach helps you take advantage of sales without wasting money on items that will spoil before you can use them.

Identifies where you can save

Before heading to the grocery store, take a few minutes to check your refrigerator, freezer, and pantry.

Make a list of the items you already have on hand to avoid purchasing duplicates. This simple step can help you identify areas where you might be overspending or buying unnecessary items.

By being aware of what you have at home, you can make more informed decisions at the store and avoid impulse purchases.

Meal Planning and Grocery Lists

Create a Meal Plan to Save Money

One of the most effective ways to save money on groceries is to create a meal plan.

hand closing plastic dish with food - How To Save Money on Groceries

You can also achieve significant savings on your weekly groceries through the use of coupons.

By planning your meals for the week ahead, you can avoid impulse purchases and overspending.

Start by looking at your schedule and considering the time you have available for cooking each day.

Then, choose recipes that fit your lifestyle and preferences. Once you have your meal plan, make a shopping list based on the ingredients you need.

Stick to your grocery list when you’re at the store to avoid buying items you don’t need.

Make a Money-Saving Shopping List

In addition to creating a meal plan, making a detailed shopping list can help you stay on track and avoid overspending.

woman holding shopping list over fresh fruits - How To Save Money on Groceries

Organize your grocery list by store sections, such as produce, dairy, and meat, to make your shopping trip more efficient.

Consider shopping alone to minimize distractions and reduce the temptation to make impulse purchases.

If you have children, try to shop when they are not with you, as they may be more likely to request items not on your list.

Here are some staple food ideas and categories to help you plan meals and household essentials you may need for the week:

ProteinsFruits & VeggiesDairyGrainsMiscellaneous
ChickenApplesMilkRiceToilet Paper
EggsBananasButterBreadPaper Towel
TofuSpinachCheesePastaCleaning Supplies
Ground BeefCarrotsYogurtQuinoaDish Soap

Smart Grocery Shopping Strategies

Shop at Discount Grocery Stores

One of the easiest ways to save money on groceries is to shop at discount stores like your local Aldi, Lidl, or CashSaver.

grocery store isle - How To Save Money on Groceries

These stores often offer lower prices on staples like milk, bread, and eggs, as well as a variety of other products.

While the selection may be more limited than at larger grocery chains, you can still find high-quality items at a fraction of the cost.

Compare prices across different stores to find the best deals on the items you need.

Shop in Season and Buy Produce That Is in Season

Another way to save money on groceries is to shop for produce that is in season.

In-season fresh fruits and vegetables are typically cheaper than out-of-season produce, which often has to be shipped from farther away.

Fresh Fruits on shelf - 21 Genius Hacks to Save Money on Groceries

Additionally, in-season produce is usually fresher and more flavorful.

To take advantage of seasonal savings, learn what produce is in season in your area and when.

You can also look for sales on in-season items and stock up when prices are low.

Check out the Seasonal Food Guide for produce available during different months of the year.

Compare Prices Across Stores and Know When to Shop

To get the best deals when buying groceries, it’s important to compare prices across different stores.

Shopping online for groceries allows you to easily compare brand prices and check for sales, saving you time and money.

While discount stores may offer lower prices on some items, larger grocery chains may have better deals on others.

Use apps or websites that compare prices across stores to find the best deals on the items you need.

Additionally, pay attention to when you shop. Many stores offer sales or discounts on certain days of the week, such as Wednesday or Sunday. By shopping on these days, you may be able to save even more money.

Saving Money with Coupons and Rebates

Use Coupons Strategically

Coupons can be a great way to save money on groceries, but it’s important to use them strategically.

Look for coupons on items you already plan to buy, rather than buying items just because you have a coupon.

Sales and coupons are your golden tickets to substantial savings. Keep an eye on store flyers and download money-saving apps. Some stores also offer digital coupons that you can load onto your loyalty card.

However, be mindful of coupons that have too many restrictions or requirements, as they may not be worth the effort.

Example Coupon Savings:

  • $1 off on any two boxes of cereal
  • Buy one, get one free on frozen vegetables
  • 20% off on organic baby food
  • 10 / $10 deals

Take Advantage of Rebates and Discounts

In addition to coupons, many stores and brands offer rebates and discounts on certain products.

Brown grocery bag with fresh vegetables - How To Save Money on Groceries

These can be a great way to save money on items you already plan to buy.

Look for rebate offers on the products you use regularly, such as cereal, snacks, or cleaning supplies.

You can also follow your favorite brands on social media or sign up for their mailing lists to stay informed about upcoming deals and offers.

Here are some fantastic sources or companies that you can contact to request coupons, adding a touch of magic to their budget-friendly shopping journey:

Procter & Gamble (P&G)

P&G is a giant in the consumer goods industry. You can directly contact them through their website or customer service line to request coupons for various household products.

The Kroger Company

Kroger is a well-known grocery chain that often provides coupons for its customers. Reach out to your local Kroger store or check their official website for available coupon options.

Coupons.com

Coupons.com is a leading digital coupon platform that offers a wide range of printable coupons for grocery items, household products, and more. Visit their website to print coupons or find out about their coupon mailing services.

RetailMeNot

RetailMeNot is a popular coupon website and app that offers various discounts and deals, including grocery coupons. Users can explore their website or app to find grocery coupons and save on their shopping.

Manufacturer Hotlines

Look for the toll-free number on the packaging of your favorite products. Manufacturers often have hotlines where consumers can call to inquire about promotions or request coupons for their products.

Grocery Store Loyalty Programs

If you are part of a grocery store’s loyalty program, call their customer service number.

Many stores offer exclusive coupons and deals to their loyal customers. By calling, you can inquire about special offers tailored to your shopping habits.

Grocery Shopping on a Budget

Limit Your Shopping Trips and Avoid Impulse Buys

One of the easiest ways to save money on groceries is to limit your shopping trips.

The more often you go to the store, the more likely you are to make impulse purchases.

Try to plan your meals and shopping list so that you only need to go to the store once a week or every two weeks. This will help you avoid the temptation to buy items you don’t need.

Additionally, try to avoid shopping when you’re hungry, as this can lead to impulse purchases of snacks and other unnecessary items.

Stick to Your Grocery List and Don’t Shop When You’re Hungry

As mentioned above, it’s important to stick to your shopping list when you’re at the store.

This will help you avoid impulse purchases and ensure that you only buy the items you need.

If you find yourself tempted to buy something that’s not on your grocery list, ask yourself if you really need it or if it’s just an impulse buy.

Additionally, try to avoid shopping when you’re hungry, as this can lead to impulsive decisions and overspending.

Pay with Cash and Use Credit Cards Strategically

Another way to save money on groceries is to pay with cash instead of credit or debit cards.

hand holding $20 bill - How To Save Money on Groceries

When you use cash, you’re more likely to stick to your budget and avoid overspending.

If you do use a credit card, look for one that offers cash back or rewards on grocery purchases. Some cards offer cash back on groceries, which can add up to significant savings over time.

However, be sure to pay off your balance in full each month to avoid interest charges.

Buying Smart and Reducing Waste

vegetable peel in bag - How To Save Money on Groceries

Buy Generic Products and Ignore Brand Names

One of the easiest ways to save money on groceries is to buy generic or store-brand products instead of name-brand items.

In many cases, the generic version is just as good as the name-brand version but costs significantly less.

Don’t be swayed by fancy packaging or advertising – focus on the quality of the product itself. You may be surprised at how much you can save by switching to generic brands.

Example Store Brand items to help you save money on groceries

  • Store-brand cereal
  • Store-brand canned vegetables
  • Store-brand pasta sauce

Buy in Bulk and Freeze the Extras

Another way to save money on groceries is to buy in bulk when items are on sale.

This is especially useful for non-perishable items like rice, pasta, frozen veggies, and canned goods.

However, you can also save money by buying larger quantities of perishable items like meat, cheese, and bread, and then freezing the extras for later use.

And when it comes to perishable items, don’t hesitate to buy more than you need when they’re on sale.

This allows you to take advantage of sales and discounts without worrying about the food going bad before you can use it.

Freeze what you won’t use immediately, and you’ll always have essentials at your fingertips without paying full price.

Buy in Bulk and Freeze for savings

Here is a list of some of the items you can buy in bulk and freeze.

FruitsVegetablesMeatsDairy
BerriesBroccoliChicken breastsButter
ApplesCauliflowerGround beefCheese
OrangesCarrotsPork chopsMilk
BananasPeasSalmon filletsYogurt
GrapesSpinachShrimpEggs
PlumsCornBeef steaksCream
MangoesGreen beansTurkeyIce cream
PineapplePeppersLambHeavy cream

Here are some ideas on how to freeze your items

ItemBuying in BulkFreezing Method
Chicken BreastsBuy family packs on saleIndividually wrap and store in freezer bags
Ground BeefPurchase large quantitiesDivide into portions and freeze in airtight containers
Fresh VegetablesBuy during harvest seasonBlanch, cool, and freeze in portions
FruitsBuy in bulk when in seasonWash, slice, and freeze on trays before transferring to bags
CheesePurchase blocks or large packsGrate or slice and freeze in portions
BreadBuy extra loaves during salesFreeze entire loaves or slices for easy use
FishBuy fresh or frozen in bulkWrap fillets individually and store them in freezer bags
PastaPurchase in large quantitiesStore in airtight containers or vacuum-sealed bags
Beans and LentilsBuy dried beans and lentils in bulkSoak, cook, and freeze in portions
Broths and SoupsBuy in large containers or make in batchesFreeze in meal-sized portions
HerbsGrow your own or buy in bulkChop and freeze in ice cube trays with water or oil
EggsBuy in bulk from local farmsBeat, pour into ice cube trays, and freeze
ButterBuy during sales and in bulkDivide into portions and freeze
NutsPurchase in large bagsStore in airtight containers in the freezer
FlourBuy in bulkStore in airtight containers in the freezer to extend shelf life
Cooked Grains (Rice, Quinoa)Cook in large batchesPortion and freeze in freezer-safe bags
YogurtBuy in large containersFreeze in ice cube trays for smoothies or as frozen treats
Pie DoughMake in batchesWrap tightly and freeze for future use
Tomato SauceMake in bulk during tomato seasonFreeze in portions for pasta, pizzas, and casseroles
Homemade SoupsCook large pots of soupFreeze in individual servings for quick meals

Freezer Meals: Cook and Freeze to Save on Your Grocery Budget!

Freezer meals are your best friend. Prepare large batches of soups, stews, casseroles, and sauces.

Frozen Chopped Vegetables on a Wood spoon and bowl - This website contains affiliate links, which means that if you click on a product link, we may receive a commission at no extra cost to you.

Freeze them in meal-sized portions for those days when you just don’t have the energy to cook.

It’s a fantastic way to save money and time simultaneously!

Cooking at home not only saves you money but also allows you to control the quality of ingredients.

Plan a cooking day where you prepare multiple meals at once.

Freeze them in portions, and voilà – you have your own “fast food” without the hefty price tag. Plus, it saves you from the temptation of ordering takeout on busy days.

Here are examples of easy and fast cook-and-freeze meals, specially tailored for a busy mom like you.

These recipes are not only delicious but also quick to prepare and freeze, ensuring you have hassle-free meals on those hectic days:

Spaghetti Bolognese:A classic favorite! Prepare a big batch of flavorful Bolognese sauce. Cook your spaghetti, let it cool, and then freeze in meal-sized portions.
Vegetable Stir-Fry:Load up on fresh veggies and stir-fry them with your favorite protein (tofu, chicken, or shrimp).
Portion them out and freeze them for a quick and healthy meal.
Chili Con Carne:Make a hearty chili with beans, ground beef, tomatoes, and spices.
It gets even better after freezing, allowing the flavors to blend. Freeze in individual containers for easy reheating.
Chicken Curry:Simmer chicken pieces in a rich curry sauce made with coconut milk, tomatoes, and spices. Freeze in portions and serve with rice or naan bread.
Vegetable Soup:Throw your favorite veggies into a pot, add some broth, and let it simmer away. Once it cools down, freeze in containers. Warm it up whenever you need a comforting bowl of soup.
Lasagna:Layer pasta sheets with rich Bolognese sauce, béchamel, and cheese.
Bake, let it cool, and then freeze in portions. It reheats beautifully in the oven.
Quesadillas:Fill tortillas with cheese, cooked chicken, veggies, and beans.
Freeze them individually, and whenever you crave a quick Mexican delight, just pop them in the oven.
Veggie Curry:Make a colorful curry with assorted vegetables, chickpeas, and a vibrant curry sauce.
Freeze it in meal-sized containers and enjoy it with rice or naan.
Beef Stew:Slow-cook beef chunks with carrots, potatoes, and onions in a savory broth until tender.
Freeze in portions for a comforting and hearty meal.
Chicken and Broccoli Alfredo:Cook chicken and broccoli, toss them in creamy Alfredo sauce, and mix with pasta.
Freeze in individual servings for a decadent and quick dinner option.
These recipes not only save time but also ensure that you and your family enjoy wholesome, homemade meals without the stress.

Mastering Grocery Shopping

Grocery Shopping Tips for Saving Money

woman and child shopping - How To Save Money on Groceries

To master the art of frugal grocery shopping, there are a few key tips to keep in mind.

First, always plan your meals and make a shopping list before you go to the store. This will help you avoid impulse purchases and ensure that you only buy what you need.

Second, shop at discount stores and compare prices across different retailers to find the best deals.

Finally, don’t be afraid to try new recipes or ingredients that are on sale – this can help you expand your culinary horizons while saving money.

How to Save Money at Grocery Stores

In addition to the tips mentioned above, there are a few other strategies you can use to save money at grocery stores.

One is to use coupons and rebates strategically, as discussed earlier. Another is to avoid pre-packaged or prepared foods, which are often more expensive than making meals from scratch.

Finally, consider buying produce from local farmers’ markets or joining a community-supported agriculture (CSA) program, which can provide you with fresh, seasonal produce at a lower cost than the grocery store.

Time Your Shopping: Discounts Await

Did you know that certain times of the day can offer additional discounts?

Many grocery stores mark down perishable items like meat, bakery goods, and deli items in the evenings.

To help you save more on your groceries hit the store at the right time and snag those discounts before they disappear! Your grocery budget will thank you! :)

Example Discounted Items For Your Grocery Budget

Make sure you ask for the discounts as sometimes they are listed or displayed.

  • Freshly baked bread usually discounted at 50% off after 7 PM
  • Meat discounts are usually 30% off after 8 PM

Master the Markdown – Hunt for Discounts

Markdowns are your secret weapon in the grocery saving game.

sale signs - How To Save Money on Groceries

Look for the yellow or red stickers indicating reduced prices on items nearing their expiration dates.

These items are still perfectly good but are often heavily discounted.

Stock up on these fabulous finds and watch your grocery budget shrink!

Example Markdown Deals:
  • 50% off on bakery items nearing expiration (remember you can freeze your bread too and when you warm them up it will taste as fresh as when you first bought them)
  • 30% off on dairy products approaching the sell-by date

Save More by Growing a Garden

If you have some space at home, consider starting a small vegetable or herb garden.

Growing your own produce not only ensures freshness but also slashes your grocery budget.

Even if you only have a windowsill, you can grow herbs like basil, parsley, or mint. And if you have kids it’s a fabulous and educational activity for the kids.

Here are some easy-to-grow herbs and vegetables that are perfect for any space, whether you have a garden, a balcony, or just a sunny windowsill.

Let’s get those green thumbs working!

Herb / VegetableGrowing Instructions
Basil– Location: Bright, indirect sunlight.
– Soil: Well-draining, rich soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Pinch off the top leaves regularly to encourage bushier growth.
– Additional Tips: Great for windowsills or small pots. Watch out for pests; basil is a magnet for them!
Mint– Location: Partial shade to full sun.
– Soil: Moist, well-draining soil.
– Watering: Keep the soil evenly moist, not waterlogged.
– Harvesting: Snip leaves as needed; mint can be invasive, so consider planting it in a container.
– Additional Tips: Mint is a vigorous grower; keep it contained to prevent it from taking over your space!
Green Onions (Scallions)– Location: Full sun.
– Soil: Loose, well-draining soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Cut the green tops, leaving the roots to regrow.
– Additional Tips: You can regrow green onions from scraps; just place the roots in water, and they’ll grow back!
Chives– Location: Partial shade to full sun.
– Soil: Well-draining soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Snip chives with scissors, leaving about 2 inches from the base for regrowth.
– Additional Tips: Chives have a mild onion flavor and are great for garnishes and salads.
Thyme– Location: Full sun.
– Soil: Well-draining soil.
– Watering: Allow the soil to dry out slightly between waterings.
– Harvesting: Snip leaves as needed; thyme is a low-growing herb and works well as ground cover too.
– Additional Tips: Thyme is a hardy herb and can withstand less frequent watering.
Rosemary– Location: Full sun.
– Soil: Well-draining soil.
– Watering: Allow the soil to dry out between waterings; rosemary prefers slightly drier conditions.
– Harvesting: Snip sprigs as needed; rosemary can be pruned to maintain its shape.
– Additional Tips: Rosemary is a fragrant herb that pairs wonderfully with roasted dishes.
Oregano– Location: Full sun.
– Soil: Well-draining soil.
– Watering: Allow the soil to dry out between waterings; oregano is drought-tolerant.
– Harvesting: Snip leaves as needed; oregano can be aggressive, so consider planting it in a container.
– Additional Tips: Oregano is a staple in Mediterranean cuisine and adds a robust flavor to dishes.
Spinach– Location: Partial shade to full sun.
– Soil: Well-draining, nutrient-rich soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Pick outer leaves when they’re large enough to eat; spinach regrows after cutting.
– Additional Tips: Spinach is rich in nutrients and can be continuously harvested.
Lettuce– Location: Partial shade to full sun; lettuce appreciates some shade in hot climates.
– Soil: Well-draining, moist soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Pick outer leaves or cut the entire head when mature.
– Additional Tips: Lettuce comes in various types, from crisphead to loose-leaf; choose the variety that suits your space.
Carrots– Location: Full sun.
– Soil: Loose, well-draining soil; remove rocks and clumps to allow carrots to grow straight.
– Watering: Keep the soil consistently moist, especially during germination.
– Harvesting: Harvest when carrots reach the desired size, usually 50-80 days after planting.
– Additional Tips: Carrots come in various colors and sizes; try different varieties for a colorful harvest.
Radishes– Location: Full sun.
– Soil: Loose, well-draining soil.
– Watering: Keep the soil consistently moist; radishes prefer cool, moist conditions.
– Harvesting: Harvest when radishes are the size of a large marble; they mature quickly.
– Additional Tips: Radishes are great for small spaces and can be grown in containers.
Green Beans– Location: Full sun.
– Soil: Well-draining soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Pick beans when they’re young and tender; regular harvesting promotes more growth.
– Additional Tips: Green beans are climbers; provide a trellis or support for vertical growth.
Peppers– Location: Full sun.
– Soil: Well-draining soil.
– Watering: Keep the soil consistently moist.
– Harvesting: Peppers can be harvested at any stage, but mature peppers are usually sweeter.
– Additional Tips: Peppers come in various colors and heat levels; choose based on your preference.
Cucumbers– Location: Full sun.
– Soil: Rich, well-draining soil.
– Watering: Keep the soil consistently moist; cucumbers need regular watering.
– Harvesting: Harvest when cucumbers are firm and bright in color; overripe cucumbers can be bitter.
– Additional Tips: Cucumbers spread; give them space or consider compact or bush varieties.

Community Swaps and Shares

Engage with your community and fellow neighbors to set up a food swap or share group.

It could be a neighborhood event or an online group where you exchange surplus produce, homemade goodies, or bulk purchases.

Example Community Swaps:

  • Exchange surplus vegetables from your garden for homemade jams from a neighbor
  • Share bulk purchases of pantry staples with other neighbors in your community

Frequently Asked Questions (Faqs)

How can meal planning help save money on groceries?

Meal planning helps save money by allowing you to buy only the ingredients you need, reducing food waste. It also lets you plan meals around items on sale and avoid expensive last-minute takeout. Spend a little time each week planning out your meals and making a grocery list.

What are some effective strategies for creating a grocery budget?

To create a grocery budget, start by tracking your current spending to see where your money is going. Then set a realistic monthly or weekly budget amount. Make a meal plan and grocery list before shopping to avoid impulse purchases. Consider using cash or setting a spending limit on your card to stay within budget.

What are some tips for making the most of grocery store sales?

Check store flyers to find out what’s on sale each week and plan your meals around those items. Stock up on non-perishable goods and freezer items when they’re discounted. Be flexible and willing to substitute sale ingredients in recipes. Compare prices between stores to find the best deals.

How can using coupons help reduce grocery spending?

Using coupons on items you normally buy can add up to significant savings over time. Find coupons in store flyers, newspapers, magazines, and online. Many stores also have digital coupons you can load to your loyalty card. Combine coupons with sales for maximum savings, but don’t buy unneeded items just because you have a coupon.

What are some ways to save money on meat and produce?

Reduce meat consumption or buy cheaper cuts and stretch them in stews and casseroles. Stock up on meat when it’s on sale and freeze for later. For produce, buy what’s in season and on sale. Consider getting imperfect or odd-shaped fruits and veggies which are often discounted. Frozen fruits and vegetables are also an affordable option.

How can buying generic or store brand items lead to savings?

Generic and store brand products are often 20-30% cheaper than name brands but are comparable in quality. Pantry staples, canned and frozen goods, dairy products, and household items are good places to substitute generics. Do a taste test and chances are you won’t notice a difference while saving money.

What are some tips for avoiding impulse purchases at the grocery store?

Always shop with a list and try to avoid browsing the aisles aimlessly. Don’t shop while hungry which can lead to cravings and impulse buys. Stick to the perimeter of the store where the essentials are and limit time in the snack and junk food aisles. If possible, shop alone to prevent kids from convincing you to buy treats.

How can buying in bulk help save money in the long run?

Buying frequently used items in bulk when they’re on sale can save money in the long term. Compare unit prices to ensure you’re getting a good deal. Make sure you’ll use the food before it spoils. Pantry staples, grains, baking supplies and household goods are smart bulk buys.

How can home gardening help reduce grocery costs?

Growing your own fruits, vegetables and herbs at home can reduce produce costs during the growing season. Even a small garden plot or container garden can yield significant amounts. Focus on high-value crops that are expensive to buy like tomatoes, salad greens and fresh herbs. Home canning and freezing let you preserve the harvest.

How can shopping at discount grocery stores help save money?

Discount supermarkets like Aldi, Lidl, Trader Joe’s and Grocery Outlet sell products for 20-50% less than regular grocery stores. They have smaller selections and fewer name brands but the quality is good. Shopping at these discount chains can significantly reduce your grocery bill without using coupons or chasing sales.

Final Thoughts

In conclusion, there are many ways to save money on groceries without sacrificing quality or nutrition.

Remember, saving money on your grocery budget is not about sacrificing quality or flavor. It’s about being savvy, creative, and a little adventurous in your approach.

By understanding your spending habits, planning your meals, and using smart shopping strategies, you can significantly reduce your grocery bill. Some of the top tips to keep in mind include:

  1. Calculate your burn rate and only buy what you can use before it expires
  2. Make a meal plan and shopping list, and stick to them
  3. Shop at discount stores and compare prices across retailers
  4. Buy in-season produce and generic brands whenever possible
  5. Use coupons and rebates strategically, but don’t buy items just because you have a coupon
  6. Limit your shopping trips and avoid impulse purchases
  7. Consider buying in bulk and freezing extras for later use
  8. Pay with cash or use credit cards that offer rewards on grocery purchases

By following these tips and making frugal grocery shopping a habit, you can save money on your grocery bill without sacrificing the quality or variety of your meals.

With a little planning and creativity, you can eat well while spending less – and that’s a win-win for your wallet and your health.

The Budget Academy
Fab Kellum author of the Girl, Get Out of Debt! blog

Hey you! Welcome to The Budget Academy. I am Fab, a mom, and an entrepreneur at heart. Like many, I have overcome financial struggles, and now I get to share with you how I became debt-free and what I learned on my own personal journey.  I have a Finance and Real Estate background and am passionate about helping others succeed and achieve financial freedom.  So, please don’t be shy, let’s connect and start this journey together! Learn more about me here.